One of the cornerstones for the establishment of Kelly’s Finance Group was equipment finance. As such we have a depth of experience and knowledge that many other organisations don’t.

Our longevity and experience in equipment finance lending is such that the range of assets we can help you finance is an extensive. If it’s financeable, we will be able to do it!

We have an indepth working knowledge of how banks lend money to businesses in this area of lending and can use this knowledge to our clients benefit, and get the right result for them, both in terms of approval as requested and with the best available interest rate. We are able to pick the best parts of each banks lending policy to make it suit the client’s individual requirements. And by virtue of the volume of business we write, we can frequently secure better than usual interest rates.

Furthermore, banks now have policies in varying areas (such as agriculture, transport, earthmoving) whereby approval can be provided with less information, if certain requirements are met.

Chattel mortgage is now the most common method of finance for the purchase of business. Under a Chattel mortgage, the borrower/purchaser takes title in the chattel (goods) from the time of purchase. The borrower/purchaser can then finance part or the full amount of the purchase price of the goods by way of a loan and applies the borrowed funds as payment to the supplier.